Tailored Mortgage Broking Solutions from Award-Winning Brokers in Pakenham

I want to refinance

I want to buy a home

CASH BACK

upto $6,000

GIFT CARD

upto $1,000

LONG LOAN TERM

upto 35 years

PROCESSING TIME

upto 8 hours

Home Loans from over 53+ Reputable Lenders

Featured Services

How can we help?

At Low Rate Home Loan, we provide tailored mortgage broking solutions to help our clients achieve their homeownership and financial goals. With an award-winning team in Pakenham, we offer comprehensive services to our customers throughout the entire home loan process.

Whether it’s selecting the right lender, obtaining pre-approval or refinancing an existing loan, we can help guide you through every step of the way. Our mortgage brokers are dedicated to finding the best possible solution for our clients and offer a range of services

Buy a home

Refinance your home

Buy Investment Property

We do all the hard work

Fast & Easy Application Process

Gather information

Mortgage brokers take the time to learn about your financial history, credit score, assets and income in order to determine what kind of loan is best suited for you.

Shop for loans

After assessing all the necessary information, a mortgage broker can search through various lenders or products to find the most suitable one for your needs. This will save you time as it eliminates having to shop around yourself individually with each lender.

Compare different options

Your mortgage broker will be able to compare different types of loans, such as fixed-rate, and variable rates.

Negotiate the best terms

With their knowledge of the loan market, mortgage brokers can provide you with negotiating power, helping to secure a better deal than could normally be obtained without them.

Submit your application

Once you have found the perfect loan for you, it’s time to submit all your documentation and paperwork. We will help make sure everything is accurate and complete before submitting it on your behalf.

Follow up

We will continue to work on your behalf throughout the approval process right through closing. They will ensure that any questions or requests from lenders are answered in a timely manner and that important deadlines are never missed.

Clients Testimonials

What our Clients are saying…

Jose Martins

Thank you for the courteous, efficient and professional service and assistance that you have provided. The process went very well. Rahi did a great job, including working on weekends to meet the required timelines. Will definitely recommend them.

BIGGIEX 75

Highly recommended. Thanks to Low Rate Home Loan Pakenham and specially to our broker Fareen/Broker who assisted us to refinance our existing property and investment property. Fareen was very profession, friendly and he answered to all our calls on time. Also he went above and beyond to make sure we are fully happy. We'll definitely refer family and friends. Cheers team.

David Martingale

Thank you Rahi, for your outstanding service. You have made refinancing our home loan very easy. We are very happy with the whole process. I highly recommend your service to all my friends and family

Ukuma Huni

They’re very trustworthy honesty helpful and quick to respond on everything I would like to recommend that they’re the best ,Low Rate Home Loan-Mortgage Broker in Australia.

Anupriya Balaji Vaidyanathan

Thank you to Shoaib, Low Rate Home Loan for making everything appear to be easy. Thank you for being so responsive and hardworking! I would highly recommend this service! 😊

Balaji Vaidyanathan

We had a great experience with Low Rate Home Loan - Mortgage Broker Pakenham. It was our first home and Shoaib Afzali was really helpful through the process and made it look very easy. He was extremely responsive and made the complicated settlement look really easy. He worked really hard and was very dedicated through their services..I would give Shoaib Afzali a 7 star for his outstanding service...

Rubina Nishat

I am very satisfied, great help. Siawash thank you for helping us with our home loan. You was very friendly, patient, always helped me with all my questions, very responsive. You are going a great job. Keep going bro. Good luck and Thanks once again.

creswell narcis

Thank you Rahi for your support, true to you word you called me and updated every time you said. Very hard working knowledgeable and given me good advice.

Adelina Cota

Thanks to Fareen from Low Rate Home Loan Pakenham for refinancing my property. He kept me in the process from beginning to the completion of the process. He is very professional, transparent and honest. He got me cash back and much better rates. Outstanding service I would highly recommend him and his team. Thank you team.

dawood mir

Thank you Siawash for helping us refinance our home loan. You have been a great help. Thank you for providing excellent service from day one. You were very friendly, courteous and patient throughout the entire process. You were very quick to respond to all my queries as well. Highly recommended. Good luck to you and your company. May you prosper more. 5 stars from me.

FAQs

Frequently Asked Questions

Is it better to go through a mortgage broker in Pakenham, Victoria?

Using a mortgage broker in Pakenham, Victoria can provide you with access to a wider range of lenders and products than going directly to a bank. A broker can help you find the best loan options for your specific needs and can assist with the application process.

What is a mortgage broker?

A mortgage broker is a professional who acts as an intermediary between borrowers and lenders. They work to find the best mortgage products and deals for their clients.

What does a mortgage broker do?

A mortgage broker helps borrowers navigate the complex process of obtaining a mortgage. They work with borrowers to determine their needs and financial situation and then research and recommend loan products that meet those needs.

Pros and cons of using a mortgage broker?

The pros of using a mortgage broker include access to a wider range of lenders and products, personalized service, and help with the application process. Cons include the potential for higher fees and a lack of transparency in the selection process.

Is it better to get a mortgage from a bank or broker?

A mortgage broker can provide access to a wider range of lenders and products than a bank. They can also offer personalised service and help with the application process.

Do mortgage brokers in Melbourne charge a fee? How much does a mortgage broker cost?

Mortgage brokers in Melbourne may charge a fee for their services, which can vary depending on the broker and the services provided. It is important to ask about fees upfront and to understand what services are included.

Why use a mortgage broker?

A mortgage broker can help borrowers navigate the complex process of obtaining a mortgage, providing access to a wider range of lenders and products than going directly to a bank. They can also offer personalized service and help with the application process.

Obligation free consultation

Ready to take the next step or have a few questions still?

Feel free to reach out to us at 03 7064 5204 or simply fill in the form below and our mortgage broker be sure to get back with answers within 12 hours.

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PHONE

03 7064 5204

Email

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Address

87 Treloar Lane, Pakenham VIC 3810