CASH BACK

upto $6,000
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LONG LOAN TERM

upto 35 years
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PROCESSING TIME

upto 8 hours

Regardless of whether you are a first-time home buyer, upgrading to your next house, interested in real estate investing, or looking to refinance and pay off your existing home loan faster.
We make it happen.

No one like paying more than necessary, so we compare and select from our panel of over 53+ lenders to discover the best loan for your specific needs and circumstances.

Our mortgage brokers have a wealth of knowledge and excellent communication skills to take the stress out of your finance journey.

We assist you with completing the form, properly assembling it with your supporting materials, and submitting it to your preferred lender.

No matter what stage you are at, get in touch with us, and we would be pleased to assist you. This is an obligation FREE service.

low rate home loan pakenham office

Featured Services

How can we help?

Get the right home loan for your needs

Get the right home loan for your needs
We work with a range of customers, from first home buyers, homeowners looking to upgrade, investors with extensive property portfolios. We help you get the right home loan for your needs.

Get good interest rates

We’re able to provide a good rate of interest-based on the strength of your application.

Get the right process

We ensure that our valuable customers are informed about the process of their application in all stages.

You can trust us

We are committed to providing you as lending solution that aligns with your needs and requirements.

We provide post-settlement service

Our post-settlement team is there to help and guide you throughout the period of your home loan. Not only can we answer all your post-settlement queries, however we also assist you make changes, additions, and amendments to your loan type.

Australia-wide services

Low Rate Home Loan will assist you with your lending scenario whether you are looking to purchase a property close by or interstate.

We act in your best interests

You can sit back and relax knowing that we are legally needed to act in your best interests; whereas a lender has no legal obligation to try and do so.

We put you first

We are very focused on our service standards for both new and existing clients. We also ensure that you are informed at every stage of the loan process including a post settlement follow up.

Ongoing Support and Updates

Once the loan has been settled, we don’t believe that our work is done and we are active in making sure our clients have a point of contact and are able to get information from us as required.

When the time comes to review the next phase of your investment strategy we are on hand to help with whatever is required.

We aren’t owned by a bank

As your mortgage broker our aim is to provide relevant information about your home loan, and make recommendations to suit your financial home loan needs.

Access to more lenders

We have access to wide range of lenders and loan products

Valuations and credit reports

Lenders in our panel will enable us to provide you with property valuation and we can arrange credit reports for you.

We work with a range of customers

We work with a range of customers, from first home buyers, homeowners looking to upgrade, investors with extensive property portfolios.

We do all the hard work

Fast & Easy Application Process

1
Gather information

Mortgage brokers take the time to learn about your financial history, credit score, assets and income in order to determine what kind of loan is best suited for you.

2
Shop for loans

After assessing all the necessary information, a mortgage broker can search through various lenders or products to find the most suitable one for your needs. This will save you time as it eliminates having to shop around yourself individually with each lender.

3
Compare different options

Your mortgage broker will be able to compare different types of loans, such as fixed-rate, and variable rates.

4
Negotiate the best terms

With their knowledge of the loan market, mortgage brokers can provide you with negotiating power, helping to secure a better deal than could normally be obtained without them.

5
Submit your application

Once you have found the perfect loan for you, it’s time to submit all your documentation and paperwork. We will help make sure everything is accurate and complete before submitting it on your behalf.

6
Follow up

We will continue to work on your behalf throughout the approval process right through closing. They will ensure that any questions or requests from lenders are answered in a timely manner and that important deadlines are never missed.

Obligation free consultation

Ready to take the next step or have a few questions still?

Feel free to reach out to us at 03 7064 5204 or simply fill in the form below and our mortgage broker be sure to get back with answers within 12 hours.

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Address

87 Treloar Lane, Pakenham VIC 3810